How we work with insurance
We are an out-of-network provider, so we do not bill insurance directly. If you have a PPO plan, we're happy to offer complimentary verification of your in- or out-of-network benefits so you know where you stand before you start care. We gladly accept FSA, HSA, and HRA funds toward your plan payments, along with all major credit and debit cards and cash.
Medicare patients
We are a Medicare provider and bill Medicare for covered services. Please note that Medicare does not cover your initial exam or x-rays, those are an out-of-pocket expense at the start of care.
Building your care plan and getting the best value
Once we've verified any coverage and you've completed your initial evaluation, the doctor will discuss the best recommendations for you, whether that's a corrective plan, a package plan, or a wellness plan. Many plans offer flexibility, and you'll receive the best value through active treatment plans.
Flexible Spending Account (FSA)
An FSA debit card lets you access tax-favored spending accounts, such as a flexible spending account, to pay for qualified health care costs. If you have a health plan through your job, you can use an FSA to pay for copays, deductibles, some medications, and other care, which can also reduce your taxes. Keep in mind that FSA funds can't be used to prepay for services, and not all FSA plans allow funds to be used for supplements or distinguish between Rx and OTC items.
Health Savings Account (HSA)
An HSA lets you set aside money on a pre-tax basis to pay for qualified medical expenses, and is available if you have a High Deductible Health Plan (HDHP). High-deductible plans usually carry lower monthly premiums, and using untaxed HSA funds for expenses like copays lowers your overall health care costs. HSA funds roll over year to year, may earn interest, and can be opened through your bank or financial institution.
Health Reimbursement Account (HRA)
An HRA is an employer-funded group health plan that reimburses employees tax-free for qualified medical expenses up to a fixed dollar amount each year. Unused amounts may roll over into future years. The employer funds and owns the account. HRAs are sometimes called Health Reimbursement Arrangements.
Frequently asked
What is an FSA card?
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An FSA debit card is a special debit card used in the United States to access tax-favored spending accounts such as flexible spending accounts (FSA) and health reimbursement accounts (HRA), and sometimes health savings accounts (HSA) as well.
Can I use an FSA for copays?
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Yes. If you have a health plan through your job, you can use a Flexible Spending Account (FSA) to pay for copays, deductibles, some medications, and other health care costs. Using an FSA can also reduce your taxes.
Can I use my FSA to prepay for services or supplements?
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No. An FSA card can't be used to prepay for services, payments are for services rendered, so monthly options must be selected. If a patient misses multiple appointments while payments continue and later requests a statement, the FSA may be placed on hold because they've effectively prepaid for services not yet rendered. Also note that some FSA plans limit what counts as Rx or OTC, and not all allow funds to be used for supplement purchases.